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Mr. Lee has over 30 years of executive financial services experience as an investment banker, private equity investor, lender and operating executive. He has served as the Chairman and CEO of NMEF since December 2016 and previously was the CEO of Colford Capital Holdings, the former parent company of NMEF and its asset-based lending affiliate, North Mill Capital, from 2012 until the sale of NMEF to Wafra Capital Partners in August 2018. Previously, Mr. Lee served as President of D.B. Zwirn & Co., a $6.5 billion AUM alternative asset manager and successfully navigated that firm through the 2008 financial crisis and eventual merger integration into Fortress Investment Group. He was the Founding Managing Partner of Saturn Venture Partners and a Partner with the private equity firm of Sandler Capital. For the first half of his career, Mr. Lee was an investment banker, most recently serving as a Managing Director at Lazard, where he advised on M&A transactions valued in excess of $50 billion. Mr. Lee graduated magna cum laude from The Wharton School at the University of Pennsylvania in 1986.
Mr. Bonanno is a Certified Public Accountant who joined North Mill as the firm’s Chief Financial Officer in the summer of 2016. Prior to joining North Mill, he was Chief Financial Officer at Advantage Funding, a commercial equipment finance company based in Lake Success, New York. He previously spent sixteen years at General Electric in various financial management roles, including Finance Manager of the Corporate Initiatives Group, CFO of Xerox Capital Services and Operational Controller of GE Energy Financial Services. Mr. Bonanno was educated at the University of Massachusetts, from which he holds a BBA in accounting and is a Certified Black Belt, Six Sigma. He is also a graduate of the GE Management Development Course.
Pier Snider is North Mill’s Chief Financial Officer.
Pier joined North Mill Equipment Finance in 2017 as Vice President and Controller. She was promoted in 2018 to CFO responsible for directing and overseeing the financial activities of the company.
Prior to joining North Mill, Pier held various finance and risk positions in multinational corporations, including GE Capital, Daimler Benz and Chrysler Capital. She gained experience across a variety of industries and sectors including transportation, infrastructure, aviation and commercial real estate. In her last role at GE Capital, she was responsible for various aspects of regulatory compliance within the financial services sector supporting the company transformation as a U.S. regulated entity.
Pier earned both a BS in finance and economics and an MBA in accounting and finance from the University of Bridgeport, CT. She is green belt certified.
Don Cosenza, CLFP, is North Mill’s Chief Marketing Officer. He’s responsible for leading the company’s sales and marketing efforts with a primary focus on devising and implementing North Mill’s promotion and third-party distribution strategy. Leveraging his more than 25+ years as a marketing leader, Don manages all branding, social media, business development, broker and customer relations, and product marketing initiatives for the company.
Prior to joining North Mill, Don was a Vice President of Marketing for UnitedHealthcare where helped build the company’s sales pipeline in the Northeast region of the country. He also worked for GE Capital as an E-commerce Leader where he automated manual processes. Don earned his MA in Economics from Trinity College in Hartford, CT and a BA in Communications from the University of Connecticut in Storrs, CT. He resides in Cheshire with his wife and two children.
Mr. Dion has over twenty five years of credit, collections, documentation, and sales experience in the small and middle market commercial equipment finance industry. Currently, Mr. Dion manages the Credit and Documentation and Funding Departments of North Mill. Additionally, he is a member of the firm’s Credit Committee, the group of executives that sets the credit strategy for the company.
Prior to joining Equilease/North Mill in 2007, Mr. Dion held various credit-focused positions including AVP, Center Capital Corp; VP, GE Capital; Director of Credit and Contracts, Phoenixcor, Inc.; and Credit Analyst at MetLife Capital.
Craig Hohl is North Mill’s Chief Information Officer. He is responsible for the company’s overall technology infrastructure and strategy to support North Mill’s growth. He manages all application development, infrastructure, systems integration, and data processing activities across the company. Prior to joining North Mill, Craig was the Head of Technology at Amur Capital Management in White Plains, NY, overseeing all aspects of technology and telecommunications across Amur’s global subsidiaries, including Amur Equipment Finance in Grand Island, Nebraska. Before Amur, he was the Head of IT Digital Business at Chubb Insurance in Warren, NJ, and spent over fifteen years at Prudential Financial in various technical leadership roles including eBusiness CIO. Craig graduated from Clarkson University with a BS in Mathematics and Computer Science.
Mr. Littier has over 40 years’ experience in leasing and finance. He is involved in managing many areas of the company including operations, sales, remarketing, credit, collections, customer service, legal, documentation, re-structuring, UCC management, insurance and titling. His expansive career includes prior ownership in two businesses. One of those businesses was a partnership in a leasing and finance company.
Currently, Mr. Littier is the department head for Collections and Customer Services which includes myriad responsibilities such as managing insurance, UCC’s, titling and restructuring. Additionally, he is responsible for servicing a $260 million equipment lease portfolio the company services for an outside bank-owned equipment leasing company.
Prior to joining Equilease/North Mill in 1997, Mr. Littier held executive positions at leasing companies of Randolph Computer Corporation, which was owned by Bank of Boston, and Davenport Leasing and Financial Corporation.
Maria Borges-Lopez is North Mill’s Vice President of Human Resources, responsible for compliance, staffing, training, and employee development and relations. She is an accomplished HR professional with over 25 years of experience and has been with North Mill and its predecessor company for 18 years. Prior to joining North Mill, Maria was the HR Manager and Controller at Neumade Products, a manufacturer of motion picture theatre projection systems in Newtown, CT. Maria has served on various Community Boards and civic organizations and is a former Board Member of the Norwalk Hospital, Fair Rent Commissioner, Norwalk Senior Center.
Jim Cavallaro, North Mill’s Vice President of Documentation & Funding, is responsible for managing the process of documenting and onboarding new customer accounts. Since joining North Mill in 2006, he has held several roles at the company including managing vendor/dealer relations, overseeing documentation and funding support for third-party flow programs, and supervising portfolio management. Prior to his most recent role, Jim was Assistant Vice President of Asset Management at North Mill where he was responsible for remarketing sales & administration and third-party servicer/repo agent relationships. Before joining North Mill, Jim was a sales executive at Pitney Bowes and an account executive at Fiserv.
Paul Cheslock joined North Mill Equipment Finance in the fall of 2018 as Vice President, Customer Relations. Leveraging his more than 25 years of leasing sales leadership and customer relations experience, he supervises North Mill’s account management team. The team is responsible for cultivating relationships with referral agents and overseeing the many transactions that are submitted daily to the company. Paul is also responsible for building the strategy for North Mill’s business development program.
Before joining North Mill, Paul was Vice President, Indirect Markets for TimePayment, focusing on expanding and enhancing the company’s third-party referral source pipeline. Prior to TimePayment, he held various sales leadership and client relationship management roles at Marlin Equipment Finance, Leaf Equipment Finance and GE Capital in support of their small-ticket leasing and program initiatives. Paul earned his BS in Business Management from Almeda University. He resides in Columbia, Missouri with his wife and two children.
Kristin Coster, CLFP, is North Mill’s Vice President of Operations. She joined the company in the spring of 2017 as a paralegal. A few months later, Kristin was tapped to lead the company’s asset management department where she brought a new perspective to the team. Kristin introduced leading-edge technology and embedded a results-oriented methodology that greatly improved NMEF’s recovery efforts. Her role continued to expand and in 2019 she took on additional duties managing NMEF’s insurance and titling departments. A senior leader at NMEF, Kristin was listed in Monitor magazine’s esteemed “40 under 40” in 2021. Prior to joining North Mill, Kristin worked as a paralegal for the U.S. Attorney’s Office in Washington, D.C. She earned an Executive MBA from the University of Connecticut and a BS in Criminal Justice from Montclair State University.
Matt Davis, VP of Accounting, is responsible for devising accounting efficiencies and strategies to improve the financial performance of North Mill. In this role, he works closely with team members, auditors and other external constituents to meet reporting requirements for the organization. Matt joined North Mill through the company’s acquisition of Aztec Financial. As an Aztec employee for 7 years, Matt oversaw all accounting and finance activities including the monthly close process, cash management, budget preparation, and consolidated financial reporting. Prior to his position at Aztec, Matt was the Corporate Controller for Liberty Safe, Inc. and Lake City International Inc. for 15 years where he performed similar roles. Matt also worked at a local CPA firm for 5 years specializing in audit and tax after earning both his MA and BA in Accounting from Southern Utah University. He resides in South Jordan, UT with his wife and 3 daughters.
Mr. Kaufman has over thirty-five years of credit, collection and documentation experience within the bank and industrial credit markets focused on risk assessment / mitigation within the small, middle market and investment grade commercial credit markets. Joining North Mill as AVP Credit he was promoted to VP Credit and is currently responsible for adjudicating new business credit transactions and managing credit department analysts.
Prior to joining North Mill, Mr. Kaufman held various senior credit positions including VP Credit Hitachi Capital America Corp., Program Credit Manager G E Capital small ticket markets, Senior Credit Analyst Savings Bank of Danbury and Credit Manager Daewoo Financial Services.
Ellen Miller has over 30 years of experience in the leasing industry, specifically in the legal field. She joined North Mill in 2001 as a Paralegal and has taken on additional responsibilities over the years. She was promoted in 2020 to Vice President of Legal where she oversees a team of Paralegals that handle the various needs of the company. Before joining North Mill, Ellen was a Paralegal for 15 years at Mercedes-Benz Credit Corporation. She received her paralegal certificate at Gibbs College and continued her education at Western Connecticut State University.
Mike Morris joined North Mill Equipment Finance as Vice President of National Accounts. An industry veteran with more than 12 years in the leasing space, Mike came to North Mill with a proven track record of growing accounts by deepening relationships and customizing solutions. In his role, Mike is responsible for gaining market share and identifying new opportunities for growth. Prior to joining North Mill, Mike held various sales and leadership positions at both Marlin Equipment Finance and LEAF Commercial Capital. At Marlin, Mike served seven years as the Director of Sales for the Office Equipment Group and managed the largest relationship at Marlin. At LEAF, he managed a sales team in the Diversified Markets Group. Mike earned a BA from Philadelphia College of Textiles and Sciences. He resides in South Jersey with his wife.
Jeff Schick joined North Mill in the fall of 2020. He leads the portfolio accounting group overseeing cash applications, the recording of new originations and modifications, and performance metrics and efficiency initiatives. Prior to joining North Mill, Jeff spent twenty-five years at GE and GE Capital in various accounting roles including technical finance leader for the real estate services group where he led the implementation of the new lease accounting standard and earned Six Sigma Black Belt Certification. Jeff earned his BBA in accounting at Western Connecticut State University and an MBA in management at the University of Massachusetts.
Denise Steinberger joined North Mill in the Spring of 2021 as Vice President, Western Region. In her new role, Denise will be responsible for managing our west coast operations. Previously, she was the Director of HR and administration for Beazer Homes, a public home building company. She moved on to become the Director of Lease and Rental Operations for Great Western Leasing & Sales, a nationwide truck and trailer dealership. Prior to joining North Mill, Denise was with Partners Capital Group, a “Market Leading” brokerage where she was the VP of Operations. Denise received her AA in Communications from Orange Coast College.
Mark Vigil, VP of Capital Markets, leads North Mill’s strategic and capital raising projects designed to enhance the company’s financing capabilities. Mark’s distinguished background is diverse. Prior to joining North Mill, he held the position of Managing Director for a number of world-renowned banks including BBVA, Bank of Nova Scotia and Societe Generale. During his tenure, he covered major media and technology companies like Microsoft, Time Warner and Cablevision where his responsibilities included increasing client revenue and portfolio performance. Additionally, Mark managed the work-out group of a major bank during the financial crisis of 2008 where his direct reports included teams of professionals with P&L responsibility. Mark earned his MBA in Finance from Santa Clara University and his AB in English from University of California, Berkeley. He resides in Pelham Manor, NY with his wife, Jackie. They have 3 grown children.
Mike Deck is a 20-year veteran in the leasing business. The breadth of his experience is deep; he has held a variety of positions over the years in both the credit and sale management departments of some of the world’s most prestigious companies including Ricoh, Citi Capital Equipment Finance, Inc. (Citi) and Tokyo Leasing (USA) Inc. As an AVP of Credit at North Mill, Mike analyzes and helps structure hundreds of deals each month. He continues to take on more responsibilities at North Mill.
Bruce Hudson, AVP of Operations, is responsible for leveraging North Mill’s technology to increase organizational productivity and enrich the experience for the company’s large base of referral agents and customers. Bruce joined North Mill through the company’s acquisition of Aztec Financial. A veteran of Aztec for more than 17 years, he held a variety of positions at the company. Most recently, he implemented programs and procedures to increase sales, reduce losses and expenses, and improve efficiency and customer satisfaction. Additionally, Bruce helped to build reporting dashboards and software for sales, operations, and accounting. He attended University of Utah and resides in Salt Lake City, Utah.
Doug Jackson, AVP of Documentation & Funding, CLFP, is responsible for refining the documentation process and customer experience for North Mill. Given Doug’s acumen and leasing experience, he’s also responsible for training all new employees in the department. Prior to joining North Mill, Doug held various roles at Hitachi Capital America Corp where he honed his leasing skills. In his last role with Hitachi, Doug managed all aspects of generating and booking loan contracts and developed advanced risk modules to improve the company’s data profile. Doug earned his BS in Finance from Syracuse University and received his CLFP in 2021. He resides in Norwalk, CT with his wife Allison.
Pierina Silvestre, AVP of Information Technology, CLFP, leads the development of North Mill’s operational process automation and the integration of the company’s data warehouse designed to bolster analytics and predictability. Prior to Pierina joining North Mill, Pierina worked as the business manager in the bespoke leather industry in which she cultivated relationships with high-end clientele, vendors, and manufacturers. Additionally, Pierina was an insurance producer when she was the principle of the Silver Lining Agency. She wrote hundreds of property and casualty policies and managed a revolving team of freelancers and independent insurance agents. Pierina earned her CLFP in 2021 and is currently enrolled in the University of Connecticut’s School of Business with an expected graduation date in 2023. She resides in Trumbull, CT, with her husband and daughter.
Ben Tishelman is North Mill’s Assistant Vice President of Operations. He is responsible for the development, review, and implementation of various internal processes to improve overall productivity and operational efficiency. Additionally, Ben is responsible for management of the customer service department and reporting to the credit bureaus. Since joining North Mill in 2009, Ben has held several roles in the company including working in the portfolio analysis, asset management, and IT departments. Ben earned his BA in History from Manhattanville College in Purchase, New York.